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Health Insurance Plan

Introduction to Washington University in St. Louis Student Health Insurance (2014-2015)

2014-2015 Insurance Plan Brochure

2014-2015 Insurance Summary Brochure

See our Waiver page for waiver information, and and see our WUSTL Insurance Waiver Process document for additional information on how to waive out of the student insurance plan.

Washington University in St. Louis is pleased to offer an Injury and Sickness Insurance Plan underwritten by United Healthcare Insurance Company. This plan will go into effect 8/1/2014 and end 7/31/2015.

All enrolled domestic degree-seeking undergraduate students in the day program and full-time graduate students on the Danforth Campus are automatically enrolled in the basic student health insurance plan unless proof of comparable coverage is provided.

All international students are required to participate in the basic plan on a mandatory basis unless there is proof of U.S. insurance through a U.S. employer via an employee parent or spouse/partner.

Insurance waiver option

In order to waive out​ of the Wash U Student Health Insurance plan, your current coverage must meet the minimum criteria below.
The waiver process MUST be completed prior to September 5, 2014.

  1. Unlimited Coverage
  2. An individual deductible of $3,000 per person or less
  3. Barnes-Jewish Hospital in St. Louis an in-network provider
  4. Current coverage is not Medicare nor Medicaid
  5. Plan provides coverage for all medically necessary care while in St. Louis and while traveling in the U.S. or abroad
  6. Plan may not provide only emergency or urgent care
  7. Plan must cover care for inpatient and outpatient medical, mental health and chemical dependency services
  8. Plan must provide a prescription drug benefit
  9. Plan must provide preventive care covered in-network with no cost to you

Make sure you understand the details of the student health insurance plan or any other plan you may consider including:

  • Premium costs
  • Out of pocket monetary responsibility
  • Network coverage
  • Inpatient and outpatient coverage
  • Out of town and out of country coverage.
  • Consider that if you remain a dependent on another plan, your care may not be confidential

Insurance Cardsimage

To get a copy of your insurance card please follow the steps below:

If you are doing so prior to September 5th, you must first complete the Enrollment Form found at https://studentcenter.uhcsr.com/wustl. This will notify United Healthcare your intention to be on the Student Health Plan. International students do not need to complete this first step.

Next, please visit https://www.uhcsr.com/wustl and create a new My Account or login into your existing My Account. You will need to use your go.wustl.edu email account when creating your My Account. Once done, you should have the option to print a copy of your insurance card or request a hard copy to be mailed to you. Please note, that it can take over an hour from when you have confirmed your enrollment into the Student Health Plan to when you will have access in your My Account to print a copy of your card.


2013-2014 Health Insurance Plan

2013-2014 Plan Brochure

2013-2014 Insurance Cards

Washington University in St. Louis is pleased to offer an Injury and Sickness Insurance Plan underwritten by United Healthcare Insurance Company. This plan will go into effect 8/1/2013 and end 7/31/2014.

All enrolled domestic degree-seeking undergraduate students in the day program and full-time graduate students on the Danforth Campus are automatically enrolled in the basic student health insurance plan unless proof of comparable coverage is provided.

All international students are required to participate in the basic plan on a mandatory basis unless there is proof of U.S. insurance through a U.S. employer via an employee parent or spouse/partner.

Insurance waiver option

In order to waive out​ of the Wash U Student Health Insurance plan, your current coverage must meet the minimum criteria below.

  1. A maximum benefit of at least $500,000
  2. An individual deductible of $3,000 per person or less
  3. Barnes-Jewish Hospital in St. Louis an in-network provider
  4. Current coverage is not Medicare nor Medicaid
  5. Plan provides coverage for all medically necessary care while in St. Louis and while traveling in the U.S. or abroad
  6. Plan may not provide only emergency or urgent care
  7. Plan must cover care for inpatient and outpatient medical, mental health and chemical dependency services
  8. Plan must provide a prescription drug benefit
  9. Plan must provide preventive care covered in-network with no cost to you

Make sure you understand the details of the student health insurance plan or any other plan you may consider including:

  • Premium costs
  • Out of pocket monetary responsibility
  • Network coverage
  • Inpatient and outpatient coverage
  • Out of town and out of country coverage.
  • Consider that if you remain a dependent on another plan, your care may not be confidential

Plan Year Comparison


2013-14 2012-13

Are all WUSTL students required to carry health insurance?

Yes

Yes

Is coverage under WUSTL's health care plan mandatory?

No

Yes

May I waive coverage under WUSTL's health care plan and use my own insurance instead?

Yes

No

Do I have to pay the Student Health & Wellness Fee?

Yes

Yes

Do I have to provide proof of comparable coverage in order to waive WUSTL's plan?

Yes

N/A

May I purchase coverage for dependents?

Yes

Yes


Insurance Cardsimage

To get a copy of your insurance card please follow the steps below:

If you are doing so prior to September 16th, you must first complete the Enrollment Form found at https://studentcenter.uhcsr.com/wustl. This will notify United Healthcare your intention to be on the Student Health Plan. International students do not need to complete this first step.

Next, please visit https://www.uhcsr.com/wustl and create a new My Account or login into your existing My Account. You will need to use your go.wustl.edu email account when creating your My Account. Once done, you should have the option to print a copy of your insurance card or request a hard copy to be mailed to you. Please note, that it can take over an hour from when you have confirmed your enrollment into the Student Health Plan to when you will have access in your My Account to print a copy of your card.